Information Collection

• We collect personal information when you voluntarily sign up for an account. We do not sell or rent personal information.
• We do not collect or keep your Credit Card information on The MortgageMemos.com site. That information is processed via a secure server on PayPal site. Refer to PayPal's User Agreement and Privacy Policy.
• We use your personal profile information to create customized sections of your Mortgage Bulletin and Mortgage Commentary, as well as, to communicate with you.
• We have your consent to communicate with you by email as many times as necessary.
• We reserve the right to reject and/or discontinue any account, for any reason.

• The content provided in the framework of MortgageMemos is the exclusive property of George Remsberg and MortgageMemos and cannot be copied or reproduced in any way without the written consent of George Remsberg. This content excludes custom rate tables, agent or broker profile information and disclaimer footer.
• Customizable areas such as rate tables and agent/broker profiles are the responsibility of the subscriber.

• Your account is password-protected. We encourage you to change your password periodically.
• This system expires private data page views, providing added security when you use public computer terminals.

• Portions of the Service require cookies.

• You can edit your account information at any time.
• You can cancel MortgageMemos.com membership subscription from your PayPal account. Your subscription will expire at the end of its term at which point you will not be able to access your PrivateLessons.com account. Your account will remain in tact and will NOT be removed.
• To renew your inactive MortgageMemos.com account, login to your account and you will be prompted to renew subscription.

• We may periodically amend this policy and without notice. Please check this page often.